Do you always have a plan for your money, or do you have no clue where your money went by halfway through the month? My husband and I are a combination of Thoughtful Spenders and Thoughtful Savers, we enjoy getting nice things and doing certain things, but only when we can afford it (most of the time…).
But, we have a plan of what we want our future to look like, so we have also set savings goals to work toward that picture.
Naturally, life happens, and things throw you off course, but it’s all about how you get back on track (or if you just change directions entirely). Having an emergency fund in place to handle those unexpected (and not so unexpected) emergencies can help turn them into inconveniences.
It’s not always an easy road to travel, but if you keep moving in the direction you want to go, you’ll eventually get there; it just takes some of us longer than others. One thing is for sure, you’ll come to crossroads – you will have to make choices, you will come to roadblocks, but if you decide to let the first roadblock you meet stop you or make you turn around, you’ll never get where you want to go. (And this is true with everything in life, not just money matters).
Personally, for me having peace of mind is worth more than almost anything else.
How about you?
thefithouse 
4 thoughts on “Are You a Spender or a Saver?”